Steps to file a UCC 1 Online
You can submit a UCC filing entirely online. You will pay by credit card and receive evidence of your filing by email.
Gather required information
Identify debtors and secured parties
Count the number of debtors, secured parties and assignees
that you would like to include on your financing statement.
The default setting is one debtor, one secured party and no
assignees. If you do not select a specific number of debtors,
secured parties or assignees, the default will be displayed.
Prepare collateral statement attachment (optional).
Collateral statements (required for a complete financing
statement) can be lengthy to type into the online filing
form. Collateral statements can be uploaded as an
attachment. Convert your document to a PDF. Save
the PDF to your desktop for easy upload into the UCC online
filing form.
Note: A UCC filing form (paper format) should
not be used as a collateral statement attachment. If you
were provided a completed UCC filing form from the secured
party, mail the form and required
fee
to RI Department of State, Business Services Division, 148
West River Street, Providence, RI 02904-2615.
Fee
Select UCC 1 as your filing type.
Set the number of debtors, secured parties and assignees. Once the number of parties is correct, click the "File a UCC 1" button. The system will display the UCC 1 form.
Complete sections A & B (the filer is the person recording the document)
- A – enter filer’s full name and telephone number
- B – indicate if the acknowledgement (filing evidence) will be sent to an organization or individual. An email address is required. All acknowledgements are emailed.
Complete the remaining sections of the form as follows:
SECTION 1 – Debtor Information (Required)
A debtor
must
be listed. A debtor can be identified as an organization
(the name of the business that is borrowing the funds)
or an individual (first and last name
required) – only one debtor type can be listed. A name and
address
must
be provided. If the number of debtors must be modified, click
on “Add Debtor” or “Remove Debtor.”
SECTION 2 – Secured Party Information (Required)
A secured party
must
be listed (the name of the party that has rights to the
collateral being provided if the debt is not repaid). A
secured party can be identified as an organization (the name
of the business or government entity) or an
individual (first and last name required) – only one secured
party type can be listed. A name and address
must
be provided. If the number of secured parties needs to
be modified, click on “Add Secured Party” or “Remove Secured
Party.”
SECTION 3 – Assignee Information (Optional)
There are 2 assignee types. An assignee can be identified as an organization (entity name) or an individual (surname required) – only one assignee type can be listed. A name and address must be provided. If the number of assignees needs to be modified, click on “Add Assignee” or “Remove Assignee.”
Collateral/Description
Collateral
must
be listed. Enter collateral description here or upload a pdf
attachment by clicking on “choose file” and selecting the pdf
file you would like to upload. If applicable, select how
collateral is held or administered.
Transaction Type
Select the transaction type by clicking on the dropdown menu.
A transaction type
must
be selected. Transaction types are:
- Standard Transaction
- Transmitting Utility (debtor is a transmitting utility)
- Manufactured-Home Transaction
- Public-Finance Transaction
Alternative Designation
If applicable, select an alternative designation by clicking
on the dropdown menu.
Filer Reference Data (Optional)
Filer may enter identifying information for their use and
convenience.
Click “Review UCC”
After reviewing, click “Submit”
Follow prompts to enter payment information
Note: Should you need to cancel, click on “Cancel UCC.”
Acknowledgment (filing evidence)
Acknowledgments are emailed to the party (individual or
organization) listed in Section B of the online filing
form.
Evidence of your UCC filing can be download at any time
following these easy instructions.